Filing for bankruptcy does not mean you have to give up everything you have worked so hard for over the years. At Miller & Miller Law, LLC, our Ozaukee County Chapter 13 bankruptcy attorneys help all types of families get the debt relief they deserve. Whatever led to your current struggles, we can help you find solutions.
We understand that you have worked hard to establish a home in a family-friendly community like Grafton, Cedarburg or Port Washington, but it's getting a little harder to comfortably make ends meet. Chapter 13 allows you to retain your home, your vehicles and the other things you have accumulated. You can make up missed mortgage or car payments and take control of your unsecured debts by creating a plan of reasonable monthly payments made to your creditors. Please contact the attorneys at Miller & Miller Law, LLC, today to schedule an appointment to discuss your personal situation and find out what options are available to you.
Why File For Bankruptcy?
From job loss to mounting medical bills, people who never thought they would never struggle with debt are now considering bankruptcy. Luckily, there are a number of long-term advantages to Chapter 13 bankruptcy. By reorganizing your debt into a payment plan you can afford, you will have the chance to save your home and other important assets, including retirement plans.
The Chapter 13 Bankruptcy Process
Before you make any decisions, our lawyers will work with you to make sure you understand the Chapter 13 bankruptcy process. We will be there to help you every step of the way:
- Credit counseling: Before you can file for Chapter 13 bankruptcy, you are required to undergo credit counseling.
- Automatic stay: The moment you file for bankruptcy, you will receive an automatic stay, which puts an immediate end to foreclosure actions and will stop wage garnishment.
- Organize a repayment plan: Once you file, we will work with your creditors to organize a three- to five-year repayment plan you can afford.
- Discharge your debt: At the end of your repayment plan, all your remaining debts will be wiped clean.
While Chapter 13 bankruptcy can provide you with the debt relief you deserve, it is not your only option. Before you make any decisions, our attorneys will help you explore bankruptcy alternatives, such as debt consolidation and mortgage modification. Our job is to find the solution that works best for you and your family.
Debt Repayment Plan Attorneys For Southeastern Wisconsin
You may be going through a difficult time, but there are solutions out there. From our Milwaukee and Kenosha offices, we provide Ozaukee County and Mequon residents with confidential counsel regarding Chapter 13 bankruptcy. Call us today at 414-326-9231 or contact us online for a free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.