Helping You Understand Chapter 7 Bankruptcy

Sometimes, what you really need is a fresh start. If you are looking for a way to wipe out your debt, Chapter 7 bankruptcy may be right for you. At Miller & Miller Law, LLC, our Ozaukee County Chapter 7 lawyers can help you explore your options and get the debt relief you deserve.

Ozaukee County is not immune to the economic problems the rest of the state is struggling with. Whether you have faced a layoff, a pay cut or furloughs that cut into your paycheck, it can be nearly impossible to cover everyday needs, much less high-interest credit card bills. Creditors are increasingly aggressive, and judgments, garnishments and liens just add to the financial and emotional strains caused by debt. Miller & Miller Law, LLC, can help you find a way to regain control of your financial situation by getting that fresh start you deserve.

What Can Chapter 7 Do For You?

In today's economy, more and more people are finding themselves struggling with debt. You may not have thought that you would ever file for bankruptcy, but it may provide you with the best possible options. If you file for Chapter 7 bankruptcy, you may be able to discharge the following:

  • Unsecured credit card debt
  • Utility bills
  • Back rent
  • Medical bills
  • Uninsured car accident judgments
  • Amounts owed on repossessed or surrendered vehicles

Freedom From Debt In Less Than Three Months

Designed to help consumers discharge debts, Chapter 7 bankruptcy is a fast process. If you qualify for Chapter 7, we could have you debt-free within 90 days. We will be there to guide you through the entire process:

  • Means test: If you make too much money, you may not be able to file for Chapter 7 bankruptcy. The means test will determine whether or not you qualify.
  • Credit counseling: Before you file for bankruptcy, you must go through credit counseling. We can refer you to an approved nonprofit counselor.
  • Financial education: Providing people with information about how to manage their financial affairs, you must take some classes before you can discharge your final debts.

Exploring The Debt Relief Options For Ozaukee County Residents

Chapter 7 bankruptcy is not right for everyone. If you have important assets, such as a home or retirement accounts, you may want to come up with a plan that gives you more long-term flexibility. Our attorneys can help you explore your full range of options, including Chapter 13 and bankruptcy alternatives, such as debt consolidation and Chapter 128.

Contact Our Bankruptcy Liquidation Lawyers

With over a decade of experience helping individuals and families in Ozaukee County and Mequon, we understand what you are up against and what you can do to protect your financial future. With offices in Kenosha and Milwaukee, we offer evening and weekend visits in addition to our weekly business hours. Contact our law firm online or call 414-326-9231 today to schedule a free initial consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.