When things get tough, you may find yourself considering options you never thought of before. At Miller & Miller Law, LLC, our Washington County Chapter 7 lawyers help Wisconsin families determine if straight bankruptcy is right for them. We provide advice and guidance allowing you to determine whether Chapter 7 bankruptcy can provide you with the debt relief you require.
Hartford and West Bend have seen local companies issuing layoffs, and more people are turning to unemployment to support themselves and their families. However, these benefits are often not enough to make the necessary monthly expenses, so payments on credit cards and other nonessential debts lapse. People are struggling to hang onto their homes, but the credit card companies won't leave them alone, pushing them to make payments they cannot afford. At Miller & Miller Law, LLC, we know it is difficult to contact a bankruptcy attorney, but we are here to help you make the best decision for you and your family to get back on track.
It Can Happen To Anyone
People across Wisconsin from a wide range of income levels end up considering bankruptcy for a number of different reasons. Whether you have lost your job or you are struggling with bills after an accident, Chapter 7 bankruptcy may allow you to discharge the following types of debt:
- Unsecured credit card debt
- Utility bills
- Back rent
- Medical bills
- Uninsured car accident judgments
- Amounts owed on repossessed or surrendered vehicles
You will not be able to discharge secured debts, such as student loans, tax debt and child support. Our attorneys will help you determine what will happen to all your debts.
We Can Have You Debt Free In 90 Days
One of the biggest benefits of Chapter 7 bankruptcy is that it can abolish your debt and have you back on your feet in 90 days. We will be there to help you through the process every step of the way:
- Means test: You have to pass a means test before you can qualify for Chapter 7. If you make too much money, we can help you explore Chapter 13 bankruptcy.
- Credit counseling: We can refer you to approved nonprofit credit counselors, as you must go through counseling before you can file.
- Financial education: You cannot discharge your final debt completely until you take some financial education classes which can help you protect yourself in the future.
Helping Washington County Citizens Explore Their Debt Relief Options
Chapter 7 bankruptcy is not the only way to get the debt relief you deserve. In fact, there are several alternatives to bankruptcy which could help you save your home and abolish your debt. We will help you explore your full range of options, so you get the immediate relief and long-term stability you need.
With over a decade of bankruptcy law experience, our West Bend attorneys are prepared to help you explore your options and abolish your debt. With offices in Kenosha and Milwaukee, we help clients across Washington County. Contact Miller & Miller, LLC, online or call us at 414-326-9231 and schedule a free initial consultation to learn more.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.