Answering Your Chapter 13 Bankruptcy Questions

In today's economy, more people than ever before are turning to bankruptcy to keep their homes and rebuild their financial situation. At Miller & Miller Law, LLC, our Milwaukee County Chapter 13 lawyers can help you hold onto everything that you have worked so hard for over the years.

Foreclosures are on the rise in Milwaukee County, but a Chapter 13 can stop the process and give you an opportunity to catch up on your missed payments. Chapter 13 also helps you take control over your credit card, medical and other unsecured debts through a monthly payment plan. You can contact Miller & Miller Law, LLC, to schedule an appointment with one of our attorneys to talk about your personal situation and find out more details about Chapter 13 and how it might benefit you.

Why File For Chapter 13 Relief?

Whether you have recently lost your job or you are unable to keep up with your mortgage payments, people throughout Milwaukee County consider Chapter 13 bankruptcy for a number of reasons. We can help you decide if it might be right for you:

  • Failed means test: In order to liquidate all your debts through Chapter 7, you must pass a means test. If you make too much money to qualify for Chapter 7, you can still get the debt relief you deserve through Chapter 13.
  • Save your home and other assets: While Chapter 7 may provide a fresh start, Chapter 13 bankruptcy will allow you to prevent foreclosure and repossession, and keep your home and other important assets.

How The Bankruptcy Process Works

Chapter 13 will give you the time and flexibility you need to pay back your creditors at a rate you can afford. We will be there to help you through the entire process and make sure your rights are protected every step of the way:

  • Credit counseling: You must undergo credit counseling before you can file for any type of bankruptcy in Wisconsin.
  • Organize a repayment plan: Once you file for bankruptcy, we will begin negotiating a fair three- to five-year debt reorganization plan with your creditors.
  • Discharge your remaining debt: Once you have finished your payment plan, you will be able to wipe out any remaining unsecured debt.

Chapter 13 Provides Immediate Relief

The moment you file for Chapter 13 bankruptcy, you will obtain an automatic stay. This will put an immediate stop to auto repossession, utility turnoffs and wage garnishments. It will also put a stop to creditor harassment. If any creditors call you after you file for Chapter 13, you can have them contact us directly.

With over a decade of bankruptcy law experience, our attorneys are ready to help you find solutions tailored to your needs. With offices in Milwaukee and Kenosha, we work with individuals and families across Milwaukee County.

Learn more about filing bankruptcy in these Milwaukee County cities:

Milwaukee County Bankruptcy Lawyers

Contact our experienced attorneys online or call us at 414-326-9231 today to learn more about your full range of debt relief options.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.