Many people may believe that bankruptcy is dishonest. That is not true! Most people truly want to pay their bills but sometimes things happen that make it impossible especially at this time. Bankruptcy is a legal right that is provided for in the United States Constitution. Bankruptcy is a right that protects honest people who are unable to pay their bills from harrassment, lawsuits, wage garnishment, foreclosure and other creditor actions. Bankruptcy allows a fresh start. Bankruptcy has been used by many of the nation's largest companies along with famous people.