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You can also feel free to text us at 414-277-7742 to set up your FREE appointment with our attorneys today
You can also feel free to text us at 414-277-7742 to set up your FREE appointment with our attorneys today

February 2011 Archives

Can Utility Bills Be Discharged in Bankruptcy?

Obligations to utility services can be listed in a bankruptcy petition. It is a violation of Public Service Commission regulations for a utility service to terminate the service to a bankrupt on a basis of their filing a bankruptcy petition. However, a utility may, and in most cases, will, require that you pay a security deposit to that utility to guarantee that post petition obligations shall be paid timely. Since you have other options available for Cable and Cell Phone Service they can disconnect service.

Post Bankruptcy Action Plan

Pull Your Credit Report. We suggest to our clients to pull your credit report about 6 weeks after you receive your discharge letter. There will almost always be some errors still on the report and it is better to resolve these matters immediately after bankruptcy rather than waiting years before reviewing your report.

Supreme Court Ruling on Car Allowances in Bankruptcy

The U.S. Supreme Court issued a decision on January 11, 2011, making it more difficult for debtors to pass the Chapter 7 means test. The means test includes two car related deductions from income. Debtor's may be eligible to deduct from income an allowance for car-operating costs and a separate allowance for car-ownership costs. The amount of the debtor's allowances are based upon published table of National and Local Standard as well as their actual expenses.

What is the Bankruptcy Estate?

The bankruptcy estate includes all interests of the Debtor in property at the beginning of the bankruptcy case. Miller and Miller can help you if there is any question about whether certain property will be included in the bankruptcy estate and the exemptions available to you which may protect your property.

Contact Our Milwaukee Law Firm

Reach Miller & Miller Law, LLC, online or call us at 414-326-9231 to schedule a free initial consultation. Our law office also provides Spanish language services. Se habla español.

To schedule an initial consultation, call 414-326-9231 or contact Miller & Miller today.

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