Free Case Evaluation

 
 
X Close
Phone Call Us 414-326-9231
608-260-7133
Toll Free 866-678-9352
Text Us 414-277-7742
You can also feel free to text us at 414-277-7742 to set up your FREE appointment with our attorneys today

What debts are dischargeable in Chapter 7 bankruptcy?

In our last post, we discussed how American credit card debt spiked in April to the highest level it has been since 2008. As a result, we reported that bankruptcy filings could also spike in coming years after Americans got in over their heads with credit card debt they couldn't afford to pay back.

Credit card debt is one type of debt that can be discharged in Chapter 7 bankruptcy. However, you may be wondering what other kinds of debt can be discharged during bankruptcy, and you may have heard that there are certain types of debt that cannot be eliminated by filing for Chapter 7.

First, let's start with the other types of debt that can be discharged after an individual files for bankruptcy protection.

In many situations, people file for Chapter 7 bankruptcy protection in order to deal with unsecured debt such as medical bills, utility bills, back rent, uninsured car accident judgments and of course credit card debt.

While Chapter 7 bankruptcy can help consumers deal with many different types of debt, there are some types that cannot be eliminated under the U.S. Bankruptcy Code. These include: government fines, back child and spousal support, forfeitures and debts from intentional or malicious injuries.

Additionally, there are a few types of debt that usually cannot be discharged through Chapter 7 bankruptcy with a few exceptions. These include: most student loans, some tax debts and most debts relating to drunk driving charges.

To find out more about the Chapter 7 bankruptcy process and how an experienced bankruptcy lawyer can help, please visit our Milwaukee Chapter 7 Bankruptcy Attorney page.

No Comments

Leave a comment
Comment Information

Contact Our Milwaukee Law Firm

Reach Miller & Miller Law, LLC, online or call us at 414-326-9231 to schedule a free initial consultation. Our law office also provides Spanish language services. Se habla español.

To schedule an initial consultation, call 414-326-9231 or contact Miller & Miller today.

Free Case Evaluation

* indicates required field

 
 

Milwaukee Office
633 W Wisconsin Ave, Suite 500
Milwaukee, WI 53203

Phone: 414-312-6581
Fax: 414-277-1303
Milwaukee Law Office Map

Kenosha Office
6123 Green Bay Road
Suite 210
Kenosha, WI 53142

Phone: 262-326-1669
Kenosha Law Office Map

Brookfield Office
200 S. Executive Drive
Suite 101
Brookfield, WI 53005

Phone: 262-261-0665
Brookfield Law Office Map

Madison Office
2810 Crossroads Drive
Suite 4001
Madison, WI 53718

Phone: 608-260-7133
Madison Law Office Map