Our 3 Step Process

Step 1:
Get Out Of Debt

Step 2:
Clean Up Your Credit

Step 3:
Build Your Score

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Can I Rehabilitate My Credit After Filing A Bankruptcy?

Yes. And it doesn’t take 10 years. People usually hesitate to file bankruptcy because they’re worried about what will happen to their credit. If you are dreaming of buying a house or car in the future, bankruptcy will not destroy your chance of doing this. You need to know how to improve your credit after bankruptcy, but it is absolutely possible.

We are partners with 720 Credit Score, a program that educates people on building credit. When you work with us, we will walk you through the math behind credit scores in an easy-to-understand way and teach you the steps you should take after bankruptcy. We go above and beyond simple advice. You will leave our offices with a better understanding of credit and finances as a whole.

What Happens To A Credit Score After Filing Bankruptcy?

Most of our clients who go through the 720 program improve their credit score to at least 720 only a year or two after they filed bankruptcy. For some clients, this is higher than any credit score have had in a while or ever! Bankruptcy does not ruin you for life. We can help you get back on your feet as soon as possible after bankruptcy.

Hopefully, knowing this will encourage you to take financial steps toward discharging your debt. On top of being free from debt, filing bankruptcy soon means rebuilding your credit right away.

With 720’s program, you will learn:

  • What utilization rates are and why they’re important
  • How to make credit bureaus pay attention to your credit history and look past your bankruptcy filing
  • What accounts to have on your credit report
  • What balances to have on new credit cards
  • How to correctly report your debts

After bankruptcy, you may need to completely wipe your credit, meaning you would have no credit instead of poor credit. This can sometimes be equally bad, but an attorney can help you decide what course of action to take.

Why Good Credit Is So Important

Good credit does more than just allow you to rent a living space, for example. It also saves you money, sometimes in the hundreds to thousands of dollars, by getting you good interest rates on major purchases. Because your credit score is so important, we use the best credit rehab program we could find. We believe in the quality of 720 credit score because we have seen how much it helps our clients rebuild their financial futures. The program ordinarily costs $1,000 but we can offer a discounted rate on this program with guidance from an experienced bankruptcy lawyer.

Contact Our Law Firm Today

Miller & Miller Law, LLC, helps people rebuild credit quickly. Contact us online or call 414-326-9231 to learn more about how we utilize this program.

We offer free consultations.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.