This is a continuation from the Blog posting on 8/23/10

*Willful evasion of tax or fraudulent tax return

*Debts incurred by fraud or lying with the intent to deceive

*Secured debts where client wishes to retain the collateral, such as vehicles, home etc.

*Tax or judgment claims secured by lien on property owned by debtor.

*Unlisted debts. Debts not included on the bankruptcy schedules.