*You are using cash advances on one credit card to make payments on other cards.

*You are behind on your mortgage and/or car payments.

*Creditors are calling you at home, work or family members and you are avoiding the calls.

*You are making only minimum payments on credit cards.

*You are having difficulty sleeping and worrying constantly about money issues.

*You are being sued or having your wages garnished.

*You are taking out PayDay Loans

If you are facing any of these issues call us today to schedule your free initial consultation.