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A few weeks ago the Wall Street Journal published an article about a couple that discovered a medical bill of less than $50.00 that had been sent to collections without their knowledge and dramatically lowered their credit score. This oversight ended up costing the couple thousands of dollars by way of closing costs when they refinanced their house.

The devil is in the details!

Examine your credit report on a regular basis and investigate even the smallest reports of delinquency. These small bills can lower your credit score and cost you thousands in the future.

Moreover, when creditors receive notice of a lowered credit score due to a small bill you overlooked, they will increase your interest rate, penalties, and fees.

Don't let small, easily overlooked debts snowball you into bankruptcy, know what is on your credit report and stay in control of your finances.

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