From the Wall Street Journal in their Weekly Guide to Managing your Money

A new year is upon us and if you are like the rest of us one of our new year’s resolutions is to get in financial shape for 2011. You have to have a plan and for the next 12 days we will write out an agenda to help you get started. Set a financial goal for each month and try to reach it. So, next year at this time you will feel you accomplished!

January: Max your savings. You should try to save 15% or more of your income each year. If you contribute to a 401K max out your contributions or at least contribute up to any company match. Remember that for 2011 we are contributing 2% less to social security taxes! Add that to your savings and see your savings grow!