Good news! In February the IRS announced new rules that limit the damage to your credit score if you get a lien filed against you for an IRS tax debt. It use to be that a tax lien would bring down your credit score as much as 200 points and it stayed on your record for 7 years. But now the feds will grant more taxpayers so-called lien withdrawals that remove the lien blemishes from their credit report as soon as they pay the bill or enroll in an approved payment plan. And, IRS can no longer file a lien unless your unpaid taxes total more than $10,000.