1. Don’t run up your credit cards.

2. In fact, don’t even use your credit cards!

3. Don’t take our any pay day loans.

4. Don’t Cash out your 401(k) or any other retirement plan you might have.

5. Don’t pay back any friends or family members to whom you might own money.

6. Don’t transfer your money into someone else’s bank account.

7. Don’t go gambling!

8. Don’t do a balance transfer.

9. Don’t try to transfer any property out of your name.

10. Don’t be afraid to ask your attorney questions!