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Ways to Attend College for Free

We've all heard of the mortgage crisis, which has effected Milwaukee and the surrounding area along with the rest of the country. Experts now predict the next wave of financial calamity may come from the tremendous amount of student loans held by Americans who can't find jobs that will pay enough to pay them off. No one wants to be in that situation, and Farnoosh Torabi has some advice below that may help you avoid the student loan bubble.

Tuition-Free Schools

Recent graduate Greg Serrao saved nearly $150,000 earning his college degree by attending one of the country's tuition-free universities.

The 23-year-old just finished his degree at Cooper Union in New York City, where tuition is technically listed as $37,500 per year. But for the approximate 8% of applicants who get accepted each year, that cost disappears, thanks to a four-year scholarship.

"I still had to pay for room and board, which can be expensive living in New York City, but tuition was covered fully by the scholarship. Other students...went completely for free either by working as a resident assistant in exchange for free housing, qualifying for scholarships or by living at home," says Serrao.

On the country's shortlist of colleges and universities offering free tuition, there's Alice Lloyd College in Kentucky, Curtis Institute of Music in Pennsylvania, Deep Springs College in California and St. Louis Christian College in Missouri.

Search "Free"

Staying on top of the news may also help you come across free tuition opportunities. For example, a quick news search of 'free college tuition' leads to an announcement called 'Michigan 2020,' a new plan in 2012 that gives the state's resident high school seniors a $9,500 grant each year - roughly the cost of attending a local state school or community college.

Watch For Full Scholarships at New Schools

Keep an eye out for brand new institutions offering inaugural classes where they lure in students with free tuition deals. For example, after going out of business in 2008, Antioch College in Ohio re-launched its curriculum last year and now promises a 4-year tuition scholarship to the fall classes in 2012, 2013 and 2014, a savings of more than $100,000.

Cast a Wide Scholarship Net

If your dream school doesn't offer a full scholarship like Antioch, remember there are millions of dollars worth of other academic scholarships awarded each year. To win as much as possible, you need to act fast and cast a wide net.

"People should start searching for scholarships as soon as possible. Don't wait until the spring of your senior year in high school because by then you'll have missed half the deadlines during the senior year alone," says Mark Kantrowitz, founder of and author of the book, Secrets to Winning a Scholarship (CreateSpace, $9.95).

One myth many have about scholarships, says Kantrowitz, is that you need to be a top student or have years of community service to qualify. Not true. The AXA Achievement Scholarship, for example, doesn't require straight A's, and winners receive up to $25,000. Other generous scholarships include the Intel Science Talent Search, where the top award is $100,000, and the Coca-Cola Scholars Program, which gives $20,000 to the top 50 finalists.

"You also want to apply for every scholarship for which you're eligible. It's a bit of a numbers game," adds Kantrowitz. "Even among the most talented students, winning involves a bit of luck, not just skill."

Check out free scholarship databases online at and

Join the Army

One final strategy for those seeking free tuition is to join the army. It's not for everyone, but there are various armed forces colleges that charge no tuition in exchange for active service after graduation, including: The U.S. Military Academy, the U.S. Naval Academy and the U.S. Merchant Marine Academy.

If you are struggling with student loans contact Miller and Miller today. While we can't eliminate through bankruptcy there are options which can provide you the relief you need. With offices in Milwaukee, and Kenosha, Miller and Miller is only a short drive away.

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