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Bankruptcy and other options to pay off credit card debt

On Behalf of | Jan 31, 2014 | Bankruptcy |

Looking at your credit card statement and finding out that you don’t have enough cash to pay it off is a scary situation that many people find themselves in. For some Wisconsin residents, this is a reality that they might have to face. Some people will simply pay the minimum payment or let the bill go unpaid. Others might wonder if they should use money in their savings to pay for the credit card bill.

If you opt to pay your credit card debt with your savings, you have to make sure that you do it in the proper way. You don’t want to drain your savings account to pay off a credit card bill. Instead, you must keep enough cash on hand to pay for emergency situations, such as car repairs or illnesses. By making sure you have an emergency fund, you are less likely to go into debt even more than you are now if an emergency does arise.


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