The winter in Wisconsin this year has been a brutal one. Extremely cold temperatures coupled with winter storms have made it difficult for life to go on as usual. The combination has also made it very difficult for people to heat their homes effectively. More than 100 people have filed complaints with the states regarding how much they are being charged for heating fuel.
One resident, who is one of around 250,000 people who rely on propane for heat, reports that she was supposed to have a locked in rate of $1.749 per gallon. Because of a clause in the fifth paragraph of her contract, her rate skyrocketed because she hadn't prepaid for her heating fuel. When she refilled last month, she was forced to use a credit card to purchase 100 gallons at $5.499 per gallon.
With the prices of many common items going up, especially for vital necessities like heating fuel, it is no wonder that some people have pull out their credit cards just to get the things they need to survive. In some cases, there is a serious sticker shock when the credit card bills come in the mail and all the charges are totaled up with fees.
If you have been forced to charge items, such as propane, on your credit card and find that you can't make the monthly payments while keeping up with other bills, you might be able to seek relief from the credit card debt. Legal options, such as bankruptcy, might be appropriate for you. Seeking the advice of a Wisconsin bankruptcy attorney might help to give you the information you need to make a decision about your financial future.
Source: FOX 11, "FOX 11 Investigates: Propane shortage" Robert Hornacek, Feb. 16, 2014