When you are in over your head with debt and have not been able to arrange a manageable payment plan with your creditors you may want to consider turning to a debt relief service for help.

There are many kinds of debt relief services available, from debt negotiation to credit counseling to debt management. However, it’s important to remember that there are many companies that promise to help you with your mounting bills and poor credit but not all of the services should be trusted.

If a service sounds too good to be true, it probably is. For example, some companies offer an empty “guarantee” to reduce your debt by 30 to 60 percent.

The Federal Trade Commission advises on its website that you should first check with your state Attorney General to make sure that the company you intend to work with is legitimate. Next, when you start working with a debt relief service, make sure to get all of their promises and fees in writing.

Another option is to work with a bankruptcy law firm that offers debt relief services. Attorneys are regulated by the State Bar of Wisconsin unlike other so-called debt relief processionals. Working with a firm like ours ensures that you will receive a trustworthy service.

Our firm offers a responsible and reliable debt settlement service to clients who decide not to pursue bankruptcy or credit counseling. The process involves our attorneys negotiating with your creditors on your behalf in order to reach a payoff balance that is less than the original amount owed and is acceptable with you and your creditor.

For more information on our trusted Milwaukee debt negotiation service, please visit our website