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How to keep bankruptcy from ruining your credit score

| Feb 25, 2015 | Life After Bankruptcy |

You have probably heard that filing for bankruptcy ruins your credit score. However, the truth is that bankruptcy can actually improve your credit score if you take the right steps once the process is complete.

Far too many people get through bankruptcy and stop there. While their debts have been forgiven, they are still left with the financial problems that come along with a bad credit score.

In the post-recession economy, your credit score impacts many aspects of your life. Having bad credit can keep you from achieving your financial goals and can cause you to lose a lot of extra money by paying high interest rates.

That’s why a true financial fresh start also requires you to take action to improve their credit score, and our credit repair services can help you do that.

Under the Fair Credit Reporting Act (FCRA), it is possible to remove negative items off of your credit report, thereby improving your credit score.

The law gives you the legal right to dispute inaccurate items on your credit report that are adversely affecting your credit rating. In order for the items to remain on your credit report, they must be accurate, complete and verifiable. If this isn’t the case, then they have to be removed.

As part of our credit repair services, our attorneys carefully analyze your credit reports and then figure out the best ways to improve your credit score.

Our attorneys submit disputes on your behalf to the major credit reporting institutions and consumer reporting agencies as well creditors, collection agencies, third-party record providers and regulatory authorities to remove as many negative items from your credit report as possible.

You have the ability to improve your credit score after bankruptcy, and we can help. Call Miller & Miller Law, LLC, today at 414-326-9231 to schedule your free consultation.

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