Phone Call Us 414-326-9231
608-260-7133
Toll Free 866-678-9352
Text Us 414-277-7742

Are you experiencing a garnishment of your wages?

Wisconsin readers know one of the most difficult aspects of owing a lot of debt is the effect it can have on other aspects of your life. For example, you could experience issues, such as constant phone calls from creditors and even garnishment of your wages.

If creditors are moving to garnish a portion of your wages, you may find it beneficial to learn about your rights and how you can shield your interests during the process of wage garnishment. Wage garnishment is a serious issue with a serious impact on your financial well-being, but you have the right to take specific legal measures to make it stop and effectively confront your debt.

What should you know about this process?

Wage garnishment can happen when a creditor seeks repayment of your debt by seeking permission to withhold a portion of your earned wages. This means that you could have less money to meet your daily needs, support your family and make payments on your debt. Wage garnishment can happen if you owe debts related to child support, back taxes, personal loans, student loans and judgments from court cases.

Learning that you will not receive a portion of the wages you earned because of debt can be disheartening, and overwhelming, and it may seem unfair. You may find it beneficial to consider the following facts about the process of wage garnishment:

  • A creditor cannot simply decide to contact your employer and have a portion of your wages withheld. They must first schedule a court hearing to request permission.
  • There is a limit to how much of your wages can be withheld. The amount cannot exceed more than 25 percent of your disposable weekly income. However, it can be higher if it is for the repayment of child support.
  • Your employer will know that wage garnishment is happening, but he or she cannot fire you if it is for only one debt. However, your employer can fire you if it is for two or more debts.

While this is a disruptive and frustrating thing to experience, there are ways you can make this process stop.

Using bankruptcy as a tool for your future

Bankruptcy may not be your first choice, but by filing, you can reclaim your financial future and make the process of wage garnishment stop. Upon filing for consumer bankruptcy protection, the automatic stay will go into effect, which will halt all contact from creditors, including garnishment, repossession efforts and even harassing phone calls. Bankruptcy could be a smart step for dealing with much of your debt once and for all.

No Comments

Leave a comment
Comment Information

Contact Our Milwaukee Law Firm

Reach Miller & Miller Law, LLC, online or call us at 414-326-9231 to schedule a free initial consultation. Our law office also provides Spanish language services. Se habla español.

To schedule an initial consultation, call 414-326-9231 or contact Miller & Miller today.

Free Case Evaluation

* indicates required field

Milwaukee Office
633 W Wisconsin Ave, Suite 500
Milwaukee, WI 53203

Phone: 414-312-6581
Fax: 414-277-1303
Milwaukee Law Office Map

Kenosha Office
6123 Green Bay Road
Suite 210
Kenosha, WI 53142

Phone: 262-326-1669
Kenosha Law Office Map

Brookfield Office
200 S. Executive Drive
Suite 101
Brookfield, WI 53005

Phone: 262-261-0665
Brookfield Law Office Map

Madison Office
2810 Crossroads Drive
Suite 4001
Madison, WI 53718

Phone: 608-260-7133
Madison Law Office Map

Glendale Office
6001 N. Green Bay Avenue
Glendale, WI 53209

Phone: 414-973-8662
Glendale Law Office Map