Bankruptcy

If you are a single mom who has recently gone through a divorce, your credit might be in rough condition. The fact is, this kind of situation is not uncommon. With that said, now could be a good opportunity to turn your finances around, and filing for bankruptcy may...

If you regularly struggle to pay your monthly bills, your debt-to-income ratio may be too. This ratio, which you can easily calculate, compares how much outstanding debt you have to your monthly gross income. Still, you should keep close tabs on another important...

If you are looking for ways to better manage your money, you are not alone. The truth is, many people run into financial difficulties for countless reasons. On the bright side, there are some steps you can take to improve your situation. 1. Learn how to save In order...

The idea of starting their adult lives with a bankruptcy on their record may not be an appealing option for many students; however, there are times when it may be beneficial to do so. If you are a student who is having trouble making rent and covering other necessary...

Even if you have a job that pays well, you may occasionally struggle to pay your monthly bills. If you are like many of your neighbors, though, you may simply be unable to pay for an unexpected illness, injury or another emergency. After all, fewer than 40% of...

If you have difficulty keeping up with your bills, refinancing your mortgage could potentially lower your monthly expenses and provide some financial breathing room. In other cases, however, refinancing may not be the best choice for your situation. Review these...

If you are struggling to pay medical bills, credit card debt or even living expenses, you are in good company. In fact, the average American has more than $90,000 in outstanding balances to pay. Still, having more debt than you can afford may ruin your quality of...

With the uncertainty that has been a way of life for Wisconsinites over the past year, paying for everyday expenses has become a challenge for many. If you have been unable to pay utility costs, you probably have not had to worry about losing your services. After all,...

Last year was a tough one for many residents across Wisconsin. If you count yourself among them, you may have felt some relief after finding out that the state put a moratorium in place dictating that utility companies would have to wait before disconnecting your heat...

Bankruptcy is a form of financial relief that many people rely on for a fresh start. The lure of discharging debt or entering a more favorable repayment plan might seem advantageous to some, especially if their situations are the result of uncontrollable factors, such...