On behalf of Miller & Miller Law, LLC | Jan 3, 2019 | Debt Management
The holidays are often a time where caution is thrown to the wind and money is spent to ensure happy memories. If you are anything like the average American family, you likely spent somewhere between $500-$1,500 on gifts this holiday season. Now that the holidays are...
On behalf of Miller & Miller Law, LLC | Nov 7, 2016 | Debt Management, Debt Relief
If you have accumulated a large amount of debt, your creditor may be able to garnish your wages. This can come as a surprise to some, but it is important to understand the process so you can take steps toward managing the situation.Wage GarnishmentWage garnishment is...
On behalf of Miller & Miller Law, LLC | May 8, 2016 | Debt Management
Last time, we began looking at several alternatives to bankruptcy, including debt consolidation loans, debt settlement and credit/debt counseling. Another bankruptcy alternative for Wisconsin debtors is commonly known as a Chapter 128 proceeding. In such an action, a...
On behalf of Miller & Miller Law, LLC | May 6, 2016 | Debt Management
A quick search on the Internet yields a great deal of information discussing alternatives to bankruptcy protection. The issue is clearly an important one, because bankruptcy is a big financial step to take, even for those who carry a burdensome debt load.Perhaps you...
On behalf of Miller & Miller Law, LLC | Feb 16, 2016 | Debt Management
Debt problems can arise as the result of various circumstances. While some Wisconsin consumers may just have accumulated too much credit card debt, illness, unemployment and other dilemmas can also bring about overwhelming debt. Debt repayment problems may lead to...
On behalf of Miller & Miller Law, LLC | Jan 25, 2016 | Debt Management
For many Wisconsin consumers, January is the month when holiday spending on credit cards must be faced. It is also the time when many people commit to proper debt management in the New Year. However, taking charge of overwhelming debt is never easy, and professional...
On behalf of Miller & Miller Law, LLC | Jan 19, 2016 | Debt Management
It is said that almost one-third of consumers nationwide, including in Wisconsin, accumulate debt over the holidays each year. In fact, financial professionals say many people are still paying off credit card debt from the 2013 and 2014 Christmas seasons. January is...
On behalf of Miller & Miller Law, LLC | Nov 29, 2015 | Debt Management
Wisconsin residents have higher than average credit scores compared to residents of other states, which is indicative of their ability to manage to live within their means. Also, on average, a Wisconsin resident’s credit card debt is $4327, almost $100 less than...
On behalf of Miller & Miller Law, LLC | Nov 21, 2015 | Debt Management
For many people who are facing serious debt problems, bankruptcy is not their only option. For example, there is a law in Wisconsin that allows residents to pay back unsecured debt over a 36-month period of time.Therefore, it may be a good option for people who are in...
On behalf of Miller & Miller Law, LLC | Nov 11, 2015 | Debt Management
In our last post, we were discussing the test courts use determine “undue hardship,” which is the standard a debtor needs to meet in order to obtain a discharge of a student loan. The Brunner test was developed in the 1980s, and many now consider it...
