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Owing a significant amount of debt can affect your life in many ways. It can cause you to deplete your savings, and you may have to rely on credit cards just to make ends meet. You may also be getting numerous phone calls from debt collectors and facing the threat of...

Anyone can end up in a difficult financial spot. Some may think that the issue is only temporary and that they will get back on track next month or after their next paycheck. Unfortunately, some people may find their financial problems starting out small and...

As one of many Wisconsin business owners, you're likely no stranger to economic challenges. Perhaps you've had some fiscal years that were better than others. As long as you can pay your employees and keep business rolling as usual, you're confident that things will...

Filing for bankruptcy is a major decision. Many Wisconsin residents may struggle with overwhelming debt for years before deciding that taking this step could be right for them. If you are currently in this type of predicament, you may want to consider why you feel...

Throughout the phases of your life, you may have dealt with different kinds of stress. You have pressure at work and struggles with your family, and any of these can affect your quality of life.How does your debt affect your quality of life? For some, debt can make...

Perhaps you grew up in a household where it was taboo to discuss finances. Maybe your parents told you it isn't polite to tell people how much income you earn or to talk about debt. However, many people in Wisconsin have learned that it can not only be helpful to talk...

Having a substantial amount of debt looming over you can put a damper on any situation. You may have the ability to forget about your outstanding balances for a time, but they likely jump to the forefront of your mind when it comes to making a purchase, especially on...

Bankruptcy provides you with numerous benefits, such as relief from creditor calls, time to reorganize your finances and relief from certain debts eligible for discharge. On the other hand, some temporary setbacks also occur.Your credit rating will take a hit, but...

Whether you've been born and raised in Wisconsin or are new to this state, you likely do your best to be a productive member of your community. Perhaps yours is one of many households where both parents work full-time jobs outside the home to get by, or maybe your...

Have you ever noticed that some projects turn out better if you scrap the original plan and use a creative alternative? Perhaps you initially thought you had everything you needed or had worked out all the details in your mind about how to execute a particular project...