According to a recent survey of court records, the number of Wisconsin foreclosure filings is continuing to decline. In fact, levels during the first quarter of 2014 were at pre-recessions levels.
Wisconsin families can learn a lot from the following article, by Nicholas Pell of Credit Sesame.
Meeting with clients from Racine to Saukville to Waukesha, we find that very often people struggle to understand their credit reports.
You are an adult. You are approaching your bankruptcy as an adult - making the hard decisions and living with the consequences. But you can admit it. Despite your ability to try and remove the emotion from this decision to file bankruptcy, there is a big worry in the back of your mind that the entire world is going to know you filed for bankruptcy. And if everyone knew, that would be really embarrassing.
While overall bankruptcy filings are down when compared to recent years. The article below, from the New York Times, certainly rings true for people living in the Milwaukee, Racine, Waukesha corridor and throughout Wisconsin. Call Miller and Miller today if you need help getting a fresh start!
In the event that you are denied employment by a private employer because of a bankruptcy you likely will not have rights against that employer.
If you are one of thousands of Wisconsin home owners worried about the value of your home there is good news and bad news: Values will continue to drop this year but forecasters predict values to begin to rise in 2013. Here's an interesting article on the subject from Yahoo! Finance.
With April 15th only a few days away, many people are working hard to come up with the money to pay the Government. For those who are self employed, estimated tax liability payments are due every quarter starting April 15th. The IRS will allow you to pay your tax debt with a credit card, but you can expect to pay a 2% "convenience fee".
While foreclosures in Wisconsin are down, the housing crisis still exists in Milwaukee, Kenosha, Waukesha, and other southeastern Wisconsin communities that Miller and Miller serves. Here is a link to an interesting article from MSN Money on why something needs to be done to remedy the housing crisis, along with a unique solution.
C. Lazarus from the Savings Experiment has a great article here on one way to manage your finances called the 50/20/30 budget. It's a great read and a great idea. After getting a fresh start through bankruptcy, many of our Wisconsin clients are able to build on that clean slate by savvy budgeting.