For at least 300,000 people who were at risk of foreclosure, relief has finally come. But tens of thousands more still waiting, some not very patiently, for their mortgage lenders to pay up. You may recall that five major U.S. banks agreed to settle federal charges of mishandling foreclosures by providing billions of dollars of debt relief and refinancing. A progress report from the official overseeing the payback shows that Bank of America has refinanced $890 million in loans so far. J.P. Morgan Chase has spent $903 million. In total, since August, customer relief payments have totaled at least $22 billion.