Our 3 Step Process

Step 1:
Get Out Of Debt

Step 2:
Clean Up Your Credit

Step 3:
Build Your Score

  1. Home
  2.  » 
  3. Bankruptcy Alternatives
  4.  » Chapter 128 Reorganization

Helping You Deal With Unsecured Debt

If you are looking to get rid of your debt and get back on your feet, bankruptcy is not the only option out there. At Miller & Miller Law, LLC, our Milwaukee Chapter 128 attorneys help individuals and families across central and southeast Wisconsin explore their full range of debt relief options. Contact us online or call us at 414-326-9231 today to find out if a Chapter 128 plan might be right for you.

What Is Chapter 128?

Chapter 128 of the Wisconsin Statutes allows people to set up their unsecured debts into payment plans under which they can pay those debts back in full over three years. It is a great alternative for people who have debts that are not massive, but nonetheless unmanageable, and do not want to file for bankruptcy. If your Chapter 128 plan is approved, your creditors must accept it.

Is 128 Reorganization Right For You?

One of the biggest benefits of Chapter 128 is that you never have to go to court. Our lawyers will file your case, and it will likely get approved soon after we write it. Once the process begins, it will stop wage garnishment. You will get to pick and choose what debts you want to list, and prior bankruptcies have no impact on your qualification.

Chapter 128 is primarily used for credit card debts, medical bills and payday loans. It has to be a small enough amount where you can afford the monthly payments needed to pay back your debt within three years. If not, you may want to consider Chapter 13 bankruptcy.

Contact Our Milwaukee Debt Repayment Attorneys

With over a decade of experience helping people across Wisconsin get debt relief, our attorneys are ready to help you find the options that fit you best. With offices in Milwaukee, Madison and Kenosha, we are ready to help you today. We represent clients throughout the state of Wisconsin. Contact us online or call us at 414-326-9231 to schedule a free initial consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Our Blog
Complete this form to receive your FREE copy of Attorney Miller’s book, Back On Track – How Bankruptcy can Revert the Financial Impact of COVID-19. Order today to begin your personal journey toward true financial freedom.
Schedule Appointment