Wisconsin Bankruptcy Law Blog
3 ways to rebuild credit following a bankruptcy
Discharging your debt through bankruptcy gives you an opportunity to start over financially. Even though the bankruptcy remains on your credit report for seven to 10 years, you do not need to wait that long to start rebuilding your credit. Your credit score reflects...
Medical debt a challenge that can be solved with bankruptcy
In Wisconsin and across the nation, people’s finances are a growing challenge due to the current health and job situation. People are losing their jobs and along with it, they are losing their health insurance. If they or a family member becomes ill as many people...
Is Chapter 128 an option for your unsecured debt?
Wisconsin residents who are struggling with unsecured debt can seek relief through Chapter 128 bankruptcy. With this state-specific process, you can make a court-approved plan to repay your debt over time. Explore the provisions of Chapter 128 and learn how it differs...
Addressing unpaid taxes and tax debt
Every year in the middle of April, Wisconsin residents rush to finish their income taxes so that they can either receive their state and federal refunds or pay their due tax obligations. This year, Americans across the nation have several extra months to complete...
Setting goals to become free from credit card debt
The start of a New Year often brings attention to goal setting for many Americans, and a common focus is taking control of runaway finances. Overspending during the holidays may help provide the motivation to overcome a setback. While it may take several years to pay...
Debt collectors do not have a right to harass you
If you have outstanding debts you cannot pay, you may feel nervous every time your phone rings. While it may be in your financial and legal interests to explore bankruptcy or other options, you do not have to put up with harassment from debt collectors. That is, even...
Options for Managing Burdensome Medical Debt
According to a 2020 survey, close to one-third of American adults carry some level of medical debt. A medical debt is a debt formed from an unpaid medical bill and while not all medical visits and procedures are expensive, some can soar to unimaginable heights. For...
Bankruptcy Code Section 366: Utility debts and disconnection
During winter months, losing power could mean freezing to death in Wisconsin and other states with consistently low temperatures. So, the energy company will not shut off your power, even if you cannot make payments during the winter months. However, falling so far...
Remedies that can prevent utilities from cutting service
Wisconsin residents can safely assume that they will require heat during the winter months of October through March, but they cannot always make the same assumption about their ability to pay for utility services. Fortunately, several options are available to...
Two ways to pay down credit card debt after the holidays
Even though the holidays were nearly two months ago, some people are still recovering. Many people in Milwaukee may have used a credit card or two to purchase gifts over the holiday season. However, it is all too easy to overspend during a time of love and generosity,...
