Wisconsin Bankruptcy Law Blog
Should you refinance your mortgage when struggling with debt?
If you have difficulty keeping up with your bills, refinancing your mortgage could potentially lower your monthly expenses and provide some financial breathing room. In other cases, however, refinancing may not be the best choice for your situation. Review these...
If you file for bankruptcy, will you lose everything?
If you are struggling to pay medical bills, credit card debt or even living expenses, you are in good company. In fact, the average American has more than $90,000 in outstanding balances to pay. Still, having more debt than you can afford may ruin your quality of...
The moratorium on utility disconnections is coming to an end
With the uncertainty that has been a way of life for Wisconsinites over the past year, paying for everyday expenses has become a challenge for many. If you have been unable to pay utility costs, you probably have not had to worry about losing your services. After all,...
Wisconsin extends utility disconnection ban through mid-April
Last year was a tough one for many residents across Wisconsin. If you count yourself among them, you may have felt some relief after finding out that the state put a moratorium in place dictating that utility companies would have to wait before disconnecting your heat...
Can you consolidate federal student loans?
Consolidation is an appealing option for people who have a lot of outstanding student loans. People who received federal student aid may wonder if they can take advantage of consolidation offers to find some savings and simplify repayment. In fact, it is possible to...
How to stop overspending to get out of debt
Bankruptcy is a form of financial relief that many people rely on for a fresh start. The lure of discharging debt or entering a more favorable repayment plan might seem advantageous to some, especially if their situations are the result of uncontrollable factors, such...
Should you use your tax refund to pay off debt?
If you struggle with high-interest debt you cannot pay, you may have already set aside your tax refund to catch up on bills. On the other hand, you might wonder whether saving the money might prevent you from taking on more debt down the road. Consider these factors...
When will utility disconnections resume?
When the bills pile up, the stress tends to become overwhelming. While collection calls from credit card companies mount, what happens when the threat is much closer to home? Utility companies cannot disconnect residents for non-payment during cold-weather months....
How to handle post-holiday credit card debt
When January arrives, many people face the struggle of paying off holiday-related credit card debt. When you have a tight budget, these extra payments can make it even more difficult to make ends meet. Review these options for credit card debt if you want to address...
Can A Home Be Entered For Repossession?
During this challenging economic time, those who have lost their jobs from layoffs may find themselves delinquent with creditors or in default of a licensing agreement. It’s stressful enough pursuing work while the bills pile up and payments like rent and car payments...
